Nieto Engineering™ Inc. · Business Capital

Capital to grow your business.

You run the business — we help fund it. NEI Business Capital is a business-loan broker that matches operating companies with the right capital from a network of lenders: working capital, lines of credit, equipment, and SBA. One application, matched to the right lender.

Apply for Business Capital →See Programs

Business-purpose financing for operating companies, arranged through third-party lenders. NEI is a loan broker — not the lender. All financing is subject to lender underwriting and approval. No rates or terms guaranteed.

Growth takes capital — we help you find it.
Banks are slow and say no to good businesses every day. We take a different path: we look at the business — revenue, time in operation, and the use of funds — then match it to the right lender from our network. The same team that builds and runs NEI's technology, now helping you fund the next step.
Financing for every stage of the business
Tell us the need — we match it to the right capital. Explore each program:

You run the business. We help fund it.

Built for operators
🏢

Established SMBs

Businesses with real revenue ready to expand, hire, or stock up.

🔨

Contractors & Trades

Equipment, bonding support, and working capital between jobs.

🧩

NEI-Services Clients

Already building with NEI? Fund the growth you're planning.

💹

Growth-Stage Companies

Capital to scale operations, inventory, or acquisitions.

Straight talk on how we operate

Broker, not lender

NEI arranges financing through third-party business lenders. We bring the right capital to your business — we don't lend our own funds.

Business-purpose only

Financing is for business purposes, for the operating entity — not consumer loans.

No surprise pricing

Rates and terms are confirmed in writing once a broker agreement is signed — never guessed up front.

We protect our sources

Lender relationships are confidential and protected by a standard 24-month non-circumvention — fair to everyone and keeps the pipeline strong.

From application to funded — fast

Tell us the business

Revenue, time in business, and what you need the capital for.

We review & match

We evaluate and match you to the right lender & program.

Package & submit

We assemble a clean file and submit for approval.

Fund & grow

You get funded and put the capital to work.

Estimate before you apply
Illustrative only — your actual offer is confirmed by the lender after a signed broker agreement.
Payment estimator

📊 Loan Payment

Rough monthly payment for a term loan (you enter an assumed rate).

Estimate Payment
Ballpark

💰 How much might we qualify for?

A rough range many lenders consider, based on monthly revenue.

Estimate Range

✅ SBA quick-check

General signals lenders look for on SBA loans:

  • 2+ years in business (exceptions exist)
  • Positive cash flow / profitability
  • Owner credit in reasonable shape
  • For-profit, U.S.-based

See SBA programs →

Experience behind every deal
Est. 1992
Nieto Engineering Inc.
B2B
Built for operators
Network
Multiple business lenders
One team
Tech + capital under one roof
Need capital for your business? Tell us about it.
A few details and we'll match you to the right program.
Submit My Request →